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What Does Counseling | Therapy Cost?

What Does Counseling Cost?

Because money matters are often a big piece of feeling STUCK, “What does counseling cost?” is a frequent question posed to everyone in the helping professions.  My own answer always has two parts:  (1) A list of my services and (2) an invitation to pull out your calculator to figure what it’s costing you to live imprisoned in STUCK right now.

 Individual sessions —

  • 50 minutes = Your insurance co-pay after deductible
  • 60 minutes   = $120
  • 90 minutes   = $165
  • 120 minutes = $220

Couples or Family sessions —

  • 60 minutes  = $130
  • 90 minutes  = $180

Group sessions —

  • 90 minutes   = As announced
  • 120 minutes = As announced


Something that’s always bugged me about therapy is the standard 50-minute hour … just when it got juicy, the time was up!  (See a surprising little sidenote on how that extra 10 minutes adds up to ‘free’ therapy in my blog.)

Once I began providing the help, I learned why that standard was put into play — because it affects how I am able to provide services to you, I want you to know about it, too.

If you have insurance coverage for therapy, it works like this:  Your provider refers you to a list of ‘in-network’ therapists who have contracted with them to accept a discounted rate for a standard amount of time — that 50 minutes.  You pay the therapist full fee until you’ve met your deductible, then you pay your co-pay and your therapist is reimbursed the discounted rate by the insurance company.

Even though that 50-minute hour is a standard mandate that drives the business of therapy, it still bugs me … too often it’s not in the best interests of my clients.  Nonetheless, having the benefit of insurance coverage makes possible getting the help you want and need, doesn’t it?  Or does it?  Those are questions that really deserve your attention.

As an out-of-network provider for insurance, I’ll work with you to structure your co-pay.  You most likely won’t pay much or even any more out-of-pocket than if you were going to an in-network provider.  I’ll provide the super-bill for you to submit for reimbursement (more on that here in Insurance FAQs).

My policy for providing professional services reflects the standards imposed by managed care:  It’s a 50-minute session if you’re using insurance benefits (either in- or out-of-network) and a 60 or 90-minute session if you’re not.

If the cost of getting help you need still feels daunting, I invite and encourage you to ask me for more information!

I do have a limited number of sliding scale openings in my practice, and one of them just might be open when you call.

If that’s not the case, I promise to do everything I can to help you find options that will meet both your needs and financial constraints … because your joy matters